On August 24, 2016, we paid off our last debt. We are completely and totally debt free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two weeks later, September 2013, Financial Fitness came into our lives. We’ve applied what we’ve learned through the principles of the Financial Fitness Program - we budgeted our money, we saved, and we paid off the loans with the income we made through Tom’s regular work. All the while, we were reading, listening and associating with precious people like our mentors and friends and as a result, we own everything--we don’t owe a bank anything, so we are ecstatic!
Tom and Pat Aul

In 2007, when I retired from the navy, my wife and I were $483,000 in debt. We knew that once I retired we had to do something, so we started chipping away at it, but it was like chopping down an oak tree with a baseball bat! We really didn’t have any direction, we just had a goal. Then we were introduced to all of this amazing information in the Financial Fitness Program, and we just started getting to work. In fact, just last week, we wrote our last check for $1,800 which eliminated the very last bit of that $483,000. It’s all gone!! We are so excited! It’s like having a new lease on life, and we cannot wait to see how far we can go and how many people we can help with all of this wonderful information that we have. God bless!
Jim Croyle